Requirements To Join
Julismart Susu
Read this carefully before you join any group. We hold every member to the same standard.
1. Valid Identity Card
You must provide a valid Ghana Card (front and back). This helps us confirm your identity and makes sure we are dealing with the right person.
2. Deposit Payment
A deposit is required before joining any group. The deposit is NOT a fee paid to the admin — it is added to your contributions and returned to you when you cash out. We require it to admit only serious, committed members.
3. No Refund Policy
Once a payment is made it is NON-REFUNDABLE. This policy maintains discipline and commitment across all members. Do not pay if you are unsure.
4. Commitment & Seriousness
All members are expected to be active and committed throughout the susu cycle. Defaulting or delaying payments affects everyone else, so seriousness is highly required.
5. Follow Admin Instructions
All members must strictly follow the rules and guidelines given by the admin. Pay on time, respond when required, and respect group procedures.
No Deposit · No Entry
To join a group you must make the deposit payment. Without the deposit you will not be admitted.
The deposit is not free money and it is not for the admin. It will be added to your contributions when you cash out.
The deposit exists to make sure we add only serious people — people who will not leave once payments have started.
Strict No-Refund Policy
Once a payment is made, it is NON-REFUNDABLE. This applies to your deposit, daily contributions, and any other money sent to a Julismart Susu group. We enforce this strictly to protect every member who showed up on time.
Notice To All Participants
Read carefully before requesting to join a new group.
Be Sure Of Your Selection
Make sure you are confident about the group you are joining. We do not entertain excuses once commitments are made.
Slots & Positions
Slots are allocated on a first-come, first-served basis. Priority is given to members who are punctual, dedicated, and committed to making timely payments.
Adherence to Rules
Once rules are set, they are strictly enforced. Comply to maintain smooth operations for every participant.